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Since we moved into our fifth wheel, our only income has been my online income. (okay, okay, and a loan or two from the bank of mom. Thanks, mom 🙂 ) I am trying hard to create a career from home, but as anyone who has created a career online knows, it’s tough going. I’ve been working on this blog for a few years, and it’s just finally to the...

My husband and I were married in 2009. During that first year, we both worked part time. In 2010, we decided to go to school full time, and squeeze work in when we could. That meant about 10 hours a week for my husband and 25 or so for me. After a few months, due to some personal issues, I had to quit my job. My husband’s income was all we had. When it came time to do our taxes that year we found out that we had only made $11,000 combined! Granted, it was just the two of us that year (I was pregnant with our first), but looking back...

We have made a goal to pay off all of our student loans in two and a half years. We currently have a little over $40,000 in loans. When we first started looking at that number and how we would possibly be able to pay it off in 2.5 years, we were EXTREMELY overwhelmed and pretty sure it was impossible. BUT. We want those loans paid off before we buy a house. We want to be completely out of debt before we add mountains of debt from a mortgage. So, we started looking at numbers and doing some math. Right now, my husband makes a little less...

It’s been a little while since I talked about cloth diapers. I did a series on it awhile ago. I know that cloth diapering is really popular right now for many reasons. Some switch to cloth because it’s cute, some because it’s economical, and other because it’s cheap. I personally started because it’s cheaper than using disposable diapers. I was looking for a way to save money. However, like many other people who cloth diaper, I got sucked into all the cute prints and different types of cloth diapers that...

I had a friend email me about getting a new camera and if I had any ideas on how to get better with her camera and learn some things without spending a lot! The internet is such a wealth of knowledge, and there ARE actually a few places I have learned some photography tips from, and I am excited to share them with you! If you DID happen to get a new camera for Christmas {or recently!} I AM SO EXCITED FOR YOU! *hehe* {Note: I will include links in this post. They are NOT however affiliate related whatsoever. Just places I have used and...

This is the last post in a cloth diaper series. So far, I’ve talked about why I switched to cloth, my cloth diaper washing routine, how I fight diaper rash, and how I convinced my husband to do cloth diapers. This post is all about the money side of cloth diapers.  I’ve seen a lot of bloggers claim that they saved over $1000 by switching to cloth. I wasn’t too sold on that fact, so I decided to do some math on my own.  I always buy the cheapest disposable diapers I can that aren’t super crappy. That usually...

    Hey! In effort to help you guys save money, I have complied a few guest posts. I’ve been doing one a week, on Mondays. Since this is the last Monday in March, this will be the last guest post on finances for a little while. I am still always interested in guest posts, so if you have something you think other people would like to share, send it my way!    This post is by Chantal from blog.simplybabyfurniture.com. She has some awesome ideas on how to prepare for a baby without using all of your savings.      Here...

I slipped. I messed up. I didn’t make it all the way through the month. Although, I do have a perfectly good excuse. So, here is what happened. I needed to go to the store to get a few things. I wanted to go by myself (because seriously, the grocery store is the only peace I get some days), so I helped my husband lay our kids down for a nap before going to town. It was only after I got the screaming 10 month old settled and almost asleep that I realized my cash was in the room she was sleeping in (she naps in our room during the...

Another Monday of our March Money Challenge, which means I have a guest post for you guys all about how one family saves money. Like I’ve said before, I love learning how other people manage their money. There are so many different tips and tricks, and not everything works for everyone. This post is written by Jessie of www.thenilaughed.com. She is super funny, but also covers some important topics, like fetal alcohol syndrome and adoption. If you get a chance, check out her blog! Here is a picture of her beautiful family. Look...

Once again, I am so glad that I started this challenge. My husband found a “reduction of force” card in his pay check yesterday. Basically it means that he was laid off. The production on the building he is working on is at a stand still because of some parts that are back ordered, so they have no work to do, sooooo they laid some people off. Thankfully, he is a licensed teacher, which means he has been able to sub for a couple days. He also got an offer to work on another project. He contracted out for 40 hours of...

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