If you’d like to download this in one helpful download instead of 6 different downloads, you can now purchase it from our etsy shop for just $10!
Two weeks ago, I introduced my home maintenance binder. Last week, I gave you the download for the calendaring/to do list section. This week, I am giving you all the stuff you need for a finance section.
This section is the one that I use the calculator and the Ziploc envelope for. It’s nice to have the calculator and I use the envelope for receipts usually.
This section takes the most instructions to get started. This download includes the following sheets:
- budget worksheet
- one time bills list
- recurring bills list
- loan pay-off schedule
The budget worksheet is a basic budget sheet with income/outgoing columns. It’s a monthly sheet. I find that keeping a budget is the most important thing I can do to make sure I don’t spend too much money.
The one time bills list is a sheet made for random bills that come in (dentists, doctors, etc) that you will pay once and be done with. I like to pay my bills all at once, so when I get them in the mail, I write it down and then when I sit down to pay them all, I know what I need to pay.
The recurring bills list is for bills that come in each month (utilities, cell phone, etc). I often go paperless on these bills so I don’t get tons of mail that I just throw away, but nothing is worse than the reminder email going into my junk box. I write down the date each bill is due and if/when I’ve paid it so that I can keep track of all that.
The loan pay off schedule is to help me see how much debt I actually have at a certain time and when it’s going to be paid off. I have a section for the balance at the beginning of the month and the payment that I am planning on making that month. Sometimes I do this out for a few months so I can see how long I’m looking at paying on a certain debt.
That’s it for the finance section. Next week I”m going to share my grocery sheet list and talk about meal planning.
Remember, if you’d like to download this in one helpful download instead of 6 different downloads, you can now purchase it from our etsy shop for just $10!Share